borrowing

Close-up of a nurse pushing patient on wheelchair in hospital. Healthcare worker hand pushing sick patient on wheelchair.

A default on the U.S. debt would be far worse than a government shutdown. Here’s how.

BY: , , and - May 19, 2023

WASHINGTON — A U.S. default on its debt would have a significantly broader impact on federal operations, financial markets and the global economy than recent government shutdowns that have left ordinary Americans largely untouched. While the two have been confused frequently during debate over the debt limit, the federal government has had considerable practice with […]

Biden vows debt ceiling talks will continue while he’s overseas at G7 summit

BY: - May 17, 2023

WASHINGTON — President Joe Biden will remain in “constant contact” with debt ceiling negotiators and promised to update the nation Sunday upon his return from a shortened trip to Asia for the G7 economic summit. Biden delivered brief remarks Wednesday before departing on a scheduled trip to Japan that will no longer include stops in […]

Treasury Secretary Janet Yellen gives a speech on the economy at Fords Rouge Electric Vehicle Center on September 8, 2022 in Dearborn, Michigan.

U.S. to hit debt limit much sooner than expected, thrusting Congress into showdown

BY: - January 13, 2023

WASHINGTON — The U.S. government will hit its borrowing limit next week, forcing the new, divided Congress into negotiations over the debt limit much sooner than expected, though a potential date for the nation to default isn’t expected until this summer. Treasury Secretary Janet Yellen wrote to Congress on Friday afternoon, telling leaders the United […]

COMMENTARY
A "For Sale" in front of a house. Mortgage rates have fallen over the past month but remain above 2021 levels, leaving homes sitting on the market longer than during the pandemic boom.

The Fed hiked interest rates for the 7th time this year, so why are mortgage rates coming down?

BY: - December 15, 2022

The Federal Reserve raised interest rates by half a percentage point on Dec. 14, 2022, to a range of 4.25 to 4.5%, the seventh increase this year. So far in 2022, the Fed has lifted its benchmark short-term rate, which influences most other borrowing costs in the economy, by 4.25 percentage points from a low […]

COMMENTARY
Federal ReserveBank Board Chairman Jerome Powell contemplates a response to questions on Nov. 2, 2022. (Chip Somodevilla/Getty Images)

Fed inflation fight raises risks of both recession and financial crisis

BY: - November 7, 2022

There is wide agreement among economists and market observers that the Federal Reserve’s aggressive interest rate hikes will cause economic growth to grind to a halt, leading to a recession. Less talked about is the risk of a financial crisis as the U.S. central bank simultaneously tries to shrink its massive balance sheet. As expected, […]